By accessing using, viewing, transmitting, caching or storing this website https://seniors-travel-insurance.ca/. Any of its services, functions, materials, or contents («website») you indicate your agreement to be bound by these website terms and conditions («terms») in consideration of the access provided to the website as set forth below. «You» and «Your» refers to the persons accessing this website (including persons who access this website on the behalf of other persons).

Please read these terms carefully before viewing this site. If you do not agree with these terms, do not use this site.

Use of the website

The owner of the website permits you to view and download the materials of this for personal non-commercial use only, provided that you retain all copyright and other proprietary notices contained in the source materials and any copies thereof. You may not modify the materials on this website, or distribute or display them in any way, or use them in any other way for public or commercial purposes. Any use of these materials on other websites or computer networks is prohibited.

Disclaimer and limitation of liability

Product information and all other materials on this website are provided in good faith. By using this website, you agree and acknowledge that the owner of the website makes no representations or warranties as to the accuracy of product information or any other materials on this website. In addition, you agree that product information and materials on this website do not constitute any form of advice or recommendation to you.

The owner of the website does not provide any implied warranties regarding your use of this website, as well as information, products and services posted on this website. To the maximum extent permitted by law, all information on this website is provided without any warranties.

By using this website you agree that the owner of the website shall not be liable for any direct, indirect, consequential or any other damages resulting from the use (or non-use) of the information , products and services on this website or as a result of your accessing other materials through links from this website. The exclusions and limitations contained in these terms apply to the maximum extent permitted by law.

The owner of the website does not guarantee that the use of this website will be compatible with all hardware and software that may be used by visitors of the website.

The owner of the website shall have no liability in contract, tort (including negligence), breach of statutory duty, restitution or otherwise for any injury, death, damages or direct, indirect or consequential damages (wherein all three types of damages mentioned above include, but are not limited to, net economic loss, loss of profit, loss of business opportunity, damage to business reputation and similar damages) regardless of how it was caused, as a result of or in connection with your use of this website or use, access, download or reliance on any information or other materials contained on this website, including but not limited to, due to any computer viruses.

You agree to defend and indemnify the owner of the website and its licensors against all damages, losses, claims and expenses (including legal fees) incurred by owner of the website and/or its licensors as a result of your breach of any of these terms.


If you purchase a ticket using a debit or credit card through the website, we will process these payments through an automated secure common payment gateway that will be subject to fraud screening.

If you do not provide the correct payment card address and/or cardholder information, your may not be confirmed and the total cost may increase. We reserve the right to cancel the provision of the services you have bought if payment is declined for any reason or if you have provided incorrect card details. If we become aware of or are notified of any fraudulent or illegal activity in connection with the payment, the provision of the services will be canceled and you will be liable for all costs and expenses related to such cancellation, without prejudice to any actions that may be taken against us.

The website owner may require you to provide additional payment verification upon request by submitting an online form or at our office. We reserve the right to deny providing of the services if the card originally used for the purchase cannot be presented by the cardholder at the request, or if the original the payment was delayed or disputed by the card issuing bank. Credit card details are stored in a secure environment and transmitted through an internationally recognized system.

Delivery policy

The confirmation of the services that were bought at our website is sent to the email address which you have indicated at the time of purchase.

The confirmation is sent after the order was paid, but no later than 24 hours after the payment. If you did not receive the confirmation, please contact us at [email protected]

Return and Refund policy

Due to specific nature of our services, we do not offer refund once the payment was made. Please, note that your agreement may contain other provisions regarding the refund. If your agreement contains other provisions of refund such provisions shall prevail.

Change of terms

These terms and/or other information presented on this website may be updated, corrected, changed or removed by the owner of the website at any time and without prior notice to you. You are responsible for familiarization with these terms each time you visit the website. You should review all relevant documents each time you visit the website. When using this website you agree to comply with the requirements of the latest version of these documents.

Other provisions

These terms (including the Privacy Policy) contain all terms relating to the use of this website. These terms supersede all prior contracts, agreements, implied terms, and agreements between the parties, whether written or arising out of customary commercial practice, oral or otherwise. These Terms and Conditions are written in English. If you do not speak English, please seek the necessary help to understand these terms, as you must read and accept them before the usage of the website.

If any part of these terms is found by a court, arbitral tribunal, administrative body or body of competent jurisdiction to be illegal, invalid or unenforceable, such provision will be deleted from these terms to the extent necessary and to the maximum extent possible without amending any other parts of these terms, and it will not affect any other provisions of the modified terms, which will remain in full force and effect.

Any provision or condition of these terms may not be waived unless such waiver is in writing and signed by the party entitling such waiver.

The terms and conditions of this website are governed by and construed in accordance with the laws of Ukraine. The courts of Ukraine shall have non-exclusive jurisdiction over any disputes that may arise. You agree that the website owner reserves the right to bring legal action against you in any country it deems appropriate.

For all questions regarding the website or these terms, please contact the owner of the website.